Course No.: 404 INDIAN BANKING SYSTEM (IBSM
XVI)
Marks: 80 Hours: 40
Objective:
To provide the students with the reasonable knowledge of banking system in
India.
Course
Contents:
Unit
–I: Banking meaning and definition , Development of banking in India , Features
of banks, Classification of Banks, Banking Regulation Act, 1949, major
provisions. 20: 10 hrs
Unit
– II: Indian Banking system-Unit Banking , Branch Banking , Correspondent
Banking
, Chain Banking , Pure Banking , Mixed Banking , relationship Banking , Narrow
Banking , Universal Banking , Regional Banking , Retail Banking , Wholesale
Banking and private Banking , meaning advantage and disadvantages. 20: 10 hrs
Unit
–III: Social control over banks—nationalization—criticism and
achievements.—private sector and indigenous banks—commercial banks its
function—investment policy of Indian commercial banks—liquidity of banks—SLR
calculation—balance sheet of commercial banks— capital structure of banking
organization—various schedule. 20: 10 hrs
Unit
–IV: Recent trends in Indian Baking –core banking—types of financing—take out
financing-revolving credit, syndicated loan—bridge loan, consortium finance,
preferred finance—guarantee services/ non fund based business—repayment
method—factoring—bank net—ATM—phone banking—internet banking. 20: 10 hrs
Text
and Reference Books:
1.
Taxmann: Banking Theory and Practices, New Delhi.
2.
Varshney, P.N.: Banking Law and Practice, Himalaya Publication, New Delhi.
3.
Bezborah P. & Singh Ranjit: Indian Financial System, Kalyani Publishers.
4.
Suresh: Management of Banking and Financial Services, Pearson, New Delhi.