Indian Banking System Important Questions
B.Com 4th and 5th Sem CBCS Pattern
Dibrugarh University
Unit – 1: Banking – Meaning, Definition and development
Q.
What is bank? Explain its features. What are the various functions performed by
commercial banks in India? 2013, 2016, 2018
Q.
Trace the evolution and development of Banking in India. 2013, 2015, 2017, 2018
Q.
What are various types of bank? Explain them briefly. 2016, 2019
Q.
Write a brief note on salient provisions of Banking Regulation Act, 1949. 2017
Q. Describe the kind of business of
banking company many engage as provided in the Banking Regulation Act. 2015,
2018
Q. Write a brief note on SBI (Commercial Banks) and its role of State Bank of India in Indian economy. 2013SN, 2016, 2019
Unit – 2: Indian Banking System
Q.
What is unit banking? Explain its merits and limitations. 2014, 2016, 2018,
2017SN
Q.
What is branch banking? Explain its merits and limitations. 2015, 2017
Q.
What is retail banking? Explain its merits and limitations. 2014SN
Q.
Explain the merits and demerits of Universal Banking. 2019SN
Q.
Explain the merits and demerits of Private Banking.
Q.
Distinguish between: VVI
Ø Retail
and Wholesale Banking 2016,
2016
Ø Unit
and Branch Banking 2013,
2014, 2019
Ø Public
Sector bank and Private sector bank 2013,
2015, 2017
Ø Regional
and Universal Banking 2014
Ø Narrow
and Universal Banking 2016,
2018
Ø Commercial
Bank and Development Bank 2015
Ø Commercial
Bank and Cooperative Bank 2018
Q.
Write short notes on:
Ø Rural
Banking and RRB 2013SN, 2017SN,
2019SN
Ø Chain
banking
Ø Retail
Banking 2015, 2018
Ø Group
Banking 2019
Ø Pure
and Mixed banking 2019
Ø Narrow
banking
Ø Correspondent
Banking
Ø Wholesale
Banking 2019
Unit – 3: Nationalisation, Liquidity and Investments principles of Banks
Q. What do you mean by Nationalisation of Banks?
Discuss the main reasons behind the nationalization of banks in our country. 2013, 2017, 2019SN
Q.
Explain the major achievements of nationalised banks. 2014, 2016, 2018
Q.
Give arguments in favour and against nationalisation of banks in our country. 2015
Q.
What do you mean by liquidity of a bank? Explain the provisions of banking
regulation Act to maintain the liquidity of bank.
Q.
What are various types of loans and advances provided by banks? Distinguish
between them. Also mention the principles to be followed by banks while lending
money.
Q.
Write a brief note on investment principles of banks. 2013, 2014, 2015, 2017, 2019
Q. Give a proforma of balance sheet of banking companies.
Q.
Write short notes on: VVI
Ø SLR 2014SN, 2016SN, 2018SN, 2019
Ø CRR 2017SN , 2019
Ø Overdraft (2016SN), Cash Credit (2013SN, 2017SN)
Unit – 4: Recent trends in Indian Banking
Q.
Write a brief note on various types of finance provided by bank in recent
times.
Q.
What is core Banking? Explain its growth and development in India. Explain it
features and advantages. 2013,
2014, 2017SN
Q.
What are the various modern services provided by banks? Explain them briefly. 2014
Q.
What is internet banking/E-banking? Explain its advantages and limitations. 2013, 2015, 2017, 2018SN
Q.
What is factoring? Explain its importance as a source of finance.
Q.
Write short notes on:
Ø ATM 2014SN,
2016SN, 2018SN
Ø Bridge
loan 2016, 2017
Ø Phone
Banking/Mobile Banking 2013SN,
2016, 2017SN, 2018, 2019
Ø Factoring 2013SN, 2016SN
Ø Revolving Credit 2015, 2017, 2019